Blue Shield Health Plans

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With Blue Shield health plans, you can get the care you need from doctors you know and trust by using their large physician and hospital network – among the largest networks in the state. Blue Shield also offers dental and term life insurance options, so all of your healthcare needs can be managed by Blue Shield of California. And, as a member, you will have access to Blue Shield’s knowledgeable customer service teams who can assist you with questions that you might have quickly and easily. Along with quality plans, we also offer a wide range of services, and resources that supplement your coverage, so you can stay on top of your healthcare.

Blue Shield has a variety of health plans to fit your unique needs, and we understand choosing a Blue Shield health plan may seem complicated, but it doesn’t need to be. Here we will assist you in easily understanding, selecting, and applying for medical plan coverage. Whether it’s your first time shopping for a health plan or you want to change from your current one, we’re here to help.

Blue Shield Health Plan offers you:
  • A wide range of plans that fit your unique needs and budget
  • Dental and term life insurance to complete your total health package
  • A broad choice of providers so you can find a doctor nearby
  • HurseHelp 24/7 which can help ease your health concerns, anytime day or night.
  • A wealth of online tools to manage your well-being
  • A variety of wellness programs to help you take charge of your health
  • Knowledgeable customer service representatives to answer all your questions
  • LifeRererral program that gives you access to trained counselors, licensed therapists, attorneys and financial professionals.
 
Without a medical coverage, unexpected medical events can really add up. Did you know that an average day in the hospital can cost more than $12,000? But with the right Blue Shield health plan you don’t need to worry, because that day in the hospital can cost you much less. In addition, doctor visits and prescriptions are much more affordable when you have the right plan to fit your needs.
Given the importance of selecting a health plan that’s right for you, and knowing it can cause you some anxiety, we want you to think about a few simple questions to help guide your choice and make it easier:
 
What kind of coverage would suit you best?
 
  • Affordable: these are the most affordable plans.
  • Benefits you’ll use the most: these plans balance the most popular benefits and solid coverage with relatively low deductibles and monthly rates.
  • Putting you in control: these plans are Health Savings Account (HAS)-compatible which may allow you tax savings on healthcare expenses.
  • Richest benefits: these are the plans with the most generous or “richest benefits”.
  • For Kids: these plans provide coverage for services that kids need most.
Consider that choosing a PPO or an HMO plan provides you with different access to medical care. With PPO plan, you may visit any licensed doctor, in or out of the physician network, without a referral from a Personal Physician. With an HMO plan, you and all family members covered by the plan must live or work in an area served by the plan and access all your care in the plan provider network, through the Personal Physician you choose.