What happens to my money if I cancel or lose my HSA-compatible healthcare coverage?
You own the money in your HSA, so any money deposited into your HSA will remain in your account and automatically roll over from one year to the next.
You may continue to use those funds for qualified medical expenses if you are no longer enrolled in an HSA-compatible health plan; however, you no longer will be able to make contributions to your account. If you regain an HSA-compatible health plan at a later date, you can resume making contributions to your HSA.
