If I choose a plan with a deductible, do I have to meet my deductible before receiving services?
While a majority of services require that you meet your plan deductible first, many benefits, such as generic prescriptions, well-baby care and physical and gynecological examinations with a preferred provider are covered before you have satisfied your plan deductible with most plans. Please note that some plans have a brand-name drug deductible and you must first meet this deductible before benefits for brand-name drugs will be covered.
