Balance Plans

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Is a Balance plan right for you?
You have a family and want the balance of solid coverage with a relatively low deductible and rates.
BalanceSM plans* provide coverage for preventive care, doctor’s office visits, generic prescription
coverage, and emergency room care right away, before you meet your deductible. Additionally,
they offer easy access to chiropractic care and acupuncture, and a wide range of other quality
benefits. All Balance plans feature the same copayments, so you can choose which deductible
amount best suits your needs.
 
Balance plan advantages
  • Choice of three deductibles: $2,500, $1,700 or $1,000
  • The plan's copayment/coinsurance maximum includes your medical deductible, so you'll pay only up to the copayment/coinsurance maximum in a calendar year
  • Doctor's office visits and preventive care are provided for a fixed copay ($30) before you need to meet the deductible
  • Generic drugs for $10
  • One of California's largest PPO networks, so it's easy to find doctors and hospitals
  • Includes benefits for chiropractic care and acupuncture
 
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