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Frequently Asked Questions
- Am I covered while traveling?
- Is pregnancy a wavered condition?
- Is there an exclusion for pre-existing conditions?
- How soon can I get coverage?
- Which plan qualifies for use with a Health Savings Account?
- Is my doctor or hospital part of the Blue Shield network?
- What's the difference between a PPO and an HMO?
- What are eligible and ineligible HSA expenses?
- Can I have both an HSA and FSA?
- What’s the difference between an HSA and an FSA?
- What are the tax benefits of an HSA?
- What happens to the money in my HSA at the end of each calendar year?
- What happens to my money if I cancel or lose my HSA-compatible healthcare coverage?
- Can I use the money in my HSA right away?
- How do I pay for services using the money in my HSA?
- How do preventive care services work with my HSA-compatible plan? Are they free?
- Do I earn interest in my HSA account? Can I invest my HSA?
- How is my HSA funded?
- Can my spouse have a separate HSA?
- How much and how often can I/do I contribute to my HSA?
- How much does an HSA cost?
- Who is eligible to open an HSA?
- How does an HSA work?
- How do HSAs and HSA-compatible high deductible health plans work?
- Why HSAs and HSA-compatible health plans are good for you?
- What’s an HSA-compatible health plan?
- What’s an HSA?
- Am I covered while traveling?
- Is pregnancy a waivered condition?
- Is there an exclusion for pre-existing conditions?
- Which plan qualifies for use with a Health Savings Account?
- Is my doctor or hospital part of the Blue Shield network?
- What's the difference between a PPO and an HMO?
- What is the Evidence of Coverage and Health Service Agreement/Policy?
- Is alternative care covered?
- Is birth control for women covered?
- Is preventive care covered?
- Can I get dental coverage through Blue Shield?
- Can I get coverage for just my children?
- Can individual family members have different plans?
- Which plan qualifies for a Health Savings Account (HSA)?
- What is a Health Savings Account (HSA)?
- What are the differences between Blue Shield's PPO plans?
- If I choose a plan with a deductible, do I have to meet my deductible before receiving services?
- How do deductibles work?
- What is a guaranteed issue plan?
- Who is eligible to apply for Blue Shield individual and family plan coverage?
